Maria Accardo
A guide provided by Maria Accardo

Your move, week by week

You’re under contract. Here’s everything that happens between now and the keys — and exactly when to do each part.

You’re under contract — here’s the plan

From accepted offer to keys is usually 30 to 45 days. Everything below is counted back from your closing date — that’s the fixed point, and it’s what the utility companies and movers will ask you for. Work down the list in order and nothing gets forgotten.

Week by week
1

As soon as your offer is accepted

Deliver your deposit, lock your loan if you’re ready, and schedule the home inspection immediately — inspection windows are short and they start now.

2

About three weeks before closing

Inspection results get negotiated. Book your movers (or the truck), start collecting boxes, and begin with anything you won’t need before the move — closets, storage, the garage.

3

Two weeks before closing

Call every utility and schedule the switch for closing day. Submit your USPS mail forward, confirm homeowners insurance is bound, and request school records if the district is changing.

4

One week before closing

Do the bulk of your packing now, and label every box with the room it belongs in. Set one box aside marked “open first”: medications, chargers, toiletries, tools, coffee, paper towels. Confirm the movers and the closing time.

5

Two or three days before closing

Empty and defrost the fridge, finish the last rooms, and get your certified funds arranged. Confirm wire instructions by phone at a number you already had — never from an email.

6

Closing day

Do the final walkthrough that morning. Bring photo ID and your funds. Sign, get the keys, and change the locks when you arrive — you never know how many copies exist.

7

Your first week in the new home

Locate the water shutoff and the breaker panel, test the smoke detectors, update your license and registration with PennDOT within 15 days, and meet the neighbors.

Who to call, and when
WhatWhenNotes
Electric & gas2 weeks before closingSchedule the switch for closing day, not moving day
Water & sewer2 weeks before closingOften the municipality; some require a final reading
Internet & cable3–4 weeks before closingBook early — install slots go fast
Trash1–2 weeks before closingBorough-provided in some areas, private in others
USPS mail forward1–2 weeks before closingusps.com, takes about a week to start
Homeowners insurance2–3 weeks before closingRequired before closing; your lender needs proof
School records2–3 weeks before closingOnly if the district changes
Driver’s license & registrationAfter you movePennDOT requires an address update within 15 days
Closing day
Photo ID for everyone on the loan
Certified/cashier’s check or completed wire
Proof of homeowners insurance
Your final walkthrough done that morning
Verify wire details BY PHONE — wire fraud is real
Keys, garage remotes, and codes handed over
Never accept wiring instructions sent by email alone, and never act on a last-minute change to them. Call your title company at a number you already had to confirm before sending any money.
Maria Accardo

Questions about the contract to close process?

Maria handles the moving pieces so you don’t have to chase them. Call, text, or have us reach out.