What Are the Three Contingencies in a Pennsylvania Agreement of Sale?

What Are the Three Contingencies in a Pennsylvania Agreement of Sale?

What Are the Three Contingencies in a Pennsylvania Agreement of Sale?Phil Accardo
Published on: 19/09/2026

Inspection, mortgage and title protect a PA buyer. On the PAR form the inspection period defaults to 10 days; appraisal sits inside the mortgage contingency.

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Do You Need 20% Down to Buy in York County? USDA, FHA, PHFA and More

Do You Need 20% Down to Buy in York County? USDA, FHA, PHFA and More

Do You Need 20% Down to Buy in York County? USDA, FHA, PHFA and MorePhil Accardo
Published on: 19/09/2026

No. York County buyers can put 3% down conventional, 3.5% FHA, or 0% with VA or USDA, and PHFA adds up to 5% in forgivable down payment help.

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Who Pays Transfer Tax in Pennsylvania, and How Much in York County?

Who Pays Transfer Tax in Pennsylvania, and How Much in York County?

Who Pays Transfer Tax in Pennsylvania, and How Much in York County?Phil Accardo
Published on: 19/09/2026

York County home sales carry a 2% realty transfer tax: 1% state plus 1% local. The PA agreement of sale splits it 50/50 between buyer and seller.

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