Homeowner Finance

Is Your York County Property Tax Bill Right? How to Check and Appeal

Phil Accardo

Published on: 19/09/2026

Pull your York County assessment, divide by the 48.7 common level ratio, compare to real sales, and appeal by August 1 if it is high. Homestead by March 1.

york countyproperty taxesassessment appealcommon level ratiohomestead exclusionhomeowner finance

Are You Still Paying PMI You Could Cancel?

Phil Accardo

Published on: 19/09/2026

PMI must end automatically at 78 percent of original value, you can request it at 80 percent, and York County appreciation may get you there years sooner.

york countyPMImortgage insurancehome equityFHAhomeowner finance

Why Did My Mortgage Payment Change? PITI, Escrow and Shortage Letters

Phil Accardo

Published on: 19/09/2026

A fixed-rate payment still moves because York County taxes and insurance run through escrow. Here is how PITI works and how to read the shortage letter.

york countymortgageescrowPITIproperty taxeshomeowner finance

Should You Re-Shop Home Insurance Every Year and Skip Small Claims?

Phil Accardo

Published on: 19/09/2026

Yes to both. Quotes vary by hundreds of dollars, a $1,000 deductible can cut premiums up to 25 percent, and every claim sits on your CLUE report seven years.

york countyhomeowners insuranceCLUE reportdeductibleinsurance claimshomeowner finance