Property taxes, mortgages, home maintenance and the places that make the county worth living in. Written by Phil Accardo, Realtor with the Accardo Team.
Phil AccardoA fixed-rate payment still moves because York County taxes and insurance run through escrow. Here is how PITI works and how to read the shortage letter.
Phil AccardoYes to both. Quotes vary by hundreds of dollars, a $1,000 deductible can cut premiums up to 25 percent, and every claim sits on your CLUE report seven years.
Phil AccardoPull your York County assessment, divide by the 48.7 common level ratio, compare to real sales, and appeal by August 1 if it is high. Homestead by March 1.
Phil AccardoYes. On a $280,000 loan at 6.76 percent, one extra payment a year cuts six years and about $88,600 of interest. Here is the math, and the free way to do it.