Property taxes, mortgages, home maintenance and the places that make the county worth living in. Written by Phil Accardo, Realtor with the Accardo Team.
Phil AccardoA fixed-rate payment still moves because York County taxes and insurance run through escrow. Here is how PITI works and how to read the shortage letter.
Phil AccardoYork County home sales carry a 2% realty transfer tax: 1% state plus 1% local. The PA agreement of sale splits it 50/50 between buyer and seller.
Phil AccardoInspection, mortgage and title protect a PA buyer. On the PAR form the inspection period defaults to 10 days; appraisal sits inside the mortgage contingency.
Phil AccardoYork County has 473,000 people, a $326,000 median sale price (Aug 2026) versus $429,100 nationally, and Baltimore and Harrisburg within an hour by car.